Paul Terry Savoie Insurance Offers Homeowners Insurance - Ultimate Kingwood

Paul Terry Savoie Insurance is offering help to those living in Houston and the surrounding area, as it is willing to review homeowners' insurance policies to ensure proper coverage and let homeowners know if there's any gap in the coverage.

"It is not unusual to have gaps in home insurance coverage," Paul Terry Savoie, owner of Paul Terry Savoie Insurance, said. "Policies may exclude damage from the backup of sewers and drains, although such coverage is available at an extra charge. The best way to become aware of what is and is not covered is to read a policy's fine print. Insuring for full replacement or adding riders raises premiums, but homeowners may want to raise the deductible to save on the premium."

Many homeowners do not know the exact terms of their policies. According to a study last year by Marshall and Swift/Boeckh, most homeowners are under the impression that their insurance will shoulder the full cost of replacement if their house sustained extensive damage from fire, hurricane, flash flood or other causes. Yet three-quarters of all homes nationwide are undervalued for insurance purposes, by an average of 35 percent.

Homeowners should also know there is a difference between property value and replacement costs. For example, if a neighbor's house is selling for $500,000, the cost to rebuild a particular house could be more or less, depending on construction costs in the area.

Paul Terry Savoie Insurance offers assurance to its clients for all insurance needs, providing answers to all questions, concerns and what ifs. Paul Terry Savoie Insurance takes pride in the quality of its services and strives to give clients greater comfort and security.

Visit Paul Terry Savoie Insurance at 2218 Northpark Drive, Suite 204 in Kingwood or call Paul Terry Savoie at 281-312-2886. Visit Paul Terry Savoie Insurance on the Web at www.ptsavoie.com.

About Paul Terry Savoie Insurance

Paul Terry Savoie Insurance is a full-service, independent insurance agency, working in conjunction with Momentum Insurance and Financial Services, Inc., to provide quality insurance to individuals and businesses in Harris and Montgomery counties and the surrounding areas. It offers excellent customer service with detailed experience and expertise consistent with reliable insurance protection tailored to fit each customer's needs.